These Terms and Conditions govern your use of the “The Monk Protocol” Websites located at www.documonk.app (“the Site”) and your relationship with us. Please read these terms and conditions carefully before using the Site as they affect your rights and liabilities under the law. If you do not agree to these Terms and Conditions, please do not use the Site. In these Terms and Conditions “we“, “us” and “our” means “The Monk Protocol” Websites and its affiliates and products and “you” means the individual who is using the Site.

User obligation

Use of our Site and services constitutes your acknowledgement and acceptance of these Terms and Conditions, which take effect on the date on which you first use our Site and any services offered by us on or beyond the site.

By accessing, using and/or downloading materials from the Site, you agree on your own behalf and on behalf of each entity and person on whose behalf you act, to abide by the terms and conditions set forth below.

The Site reserves the right to change these Terms and Conditions at any time and it is your responsibility to refer to and comply with these terms on accessing the Site and services.

Your continued use of this Site and services after changes are posted constitutes your acceptance of these terms and conditions as modified and the existing terms and conditions at the time of your use will govern your interaction with the Site or availed services.

If these Terms and Conditions are not accepted in full, you do not have permission to access the contents of the Site and therefore should cease using the Site and services immediately.

If there is any conflict between these Terms and Conditions and rules and/or specific terms of use appearing on this Site relating to specific material, then the latter shall prevail.

Copyright and Other Intellectual Property

The names, images and logos identifying the Site, its related applications, services, associated companies or third parties and their products and services are proprietary marks of “The Monk Protocol” Websites, its associated companies and/or third parties.

Nothing contained herein shall be construed as conferring by implication or otherwise any license or right under any trade mark or patent of the Site, its associated companies or any other third party.

All copyright, trademarks and other intellectual property rights on the Site and all material or content supplied on the Site shall remain at all times the property of “The Monk Protocol” Websites or its licensors.

By accessing the Site, you agree that you do so only for your own personal, non-commercial use. You may not agree to, permit or assist in any way any third party to copy, reproduce, download, post, store, distribute, transmit, broadcast, commercially exploit or modify in any way the material or content without “The Monk Protocol” Websites’s prior written permission.

If you believe in good faith that materials on the Site infringe on your copyright, please let us know by e-mailing us at: [email protected]

Terms of use

The use of this Site is only for lawful purposes, in a manner which does not infringe the rights of or restrict or inhibit the use and enjoyment of this Site by any third party. Such restriction or inhibition includes, but is not limited to, conduct which is defamatory, or which may harass, cause distress or inconvenience to any person and the transmission of obscene or offensive content or interruption of the normal flow of dialogue within this Site.

Third Party Sites / Links

“The Monk Protocol” Websites is not responsible for the availability or content of any third party websites or material you access through this Site. If you decide to visit any linked site, you do so at your own risk, and it is your responsibility to take all protective measures to guard against viruses or other destructive elements.

The Site does not endorse and is not responsible or liable for any content, advertising, products, services or information on or available from third party websites or material (including payment for and delivery of such products or services).

The Site is not responsible for any damage, loss or offence caused by or, in connection with, any content, advertising, products, services or information available on such websites or material. Any terms, conditions, warranties or representations associated with such dealings, are solely between you and the relevant provider of the service.

Links to this Site must be direct to any complete content page (and not any part of a page) within “The Monk Protocol” Websites and must not be viewed within the pages of any other application.

“The Monk Protocol” Websites disclaims all liability for any legal or other consequences (including for infringement of third party rights) of links made to this application. Links on the site do not imply that the Site endorses, is affiliated or associated with any linked application, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked application is authorized to use any trademark, trade name, logo or copyright symbol of or any of its affiliates or subsidiaries.

Disclaimer / Limitation of Liability

The Site and the information, names, images, pictures, logos and icons relating to “The Monk Protocol” Websites and/or any associated company, products and services (or to third party products and services), is provided “AS IS” and on an “AS AVAILABLE” basis without any representation or endorsement being made and without warranty of any kind, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. The information and other materials included on the Site may contain inaccuracies and typographical errors.

The Site does not warrant the accuracy or completeness of the information and materials or the reliability of any statement or other information including applications & services (including, without limitation, the information provided through the use of any software).

You acknowledge that any reliance on any such statement or information shall be at your sole risk.

The Site reserves the right, in its sole discretion, to correct any errors or omissions in any part of its website, applications & services and to make changes to its website, applications, services and to the materials, products, programs, services or prices described on its website, applications and services at any time without notice.

In no event will the Site and/or third parties be liable for any damages including, but not limited to, indirect or consequential damages or any damages including, but not limited to, errors or omissions, indirect or consequential damages or any damages whatsoever arising from use, loss of use, data or profits, whether in action of contract, negligence or other action, arising out of or in connection with the use of “The Monk Protocol” Websites, its sites, applications and services.

The Site does not warrant that the functions available on the website, applications and services will be uninterrupted or error free or that defects will be corrected or that the website or the server that makes it available are free of viruses or bugs.

The Site does not represent the full functionality, accuracy or reliability of any material.

The Site reserves the right to terminate, change, suspend or discontinue any aspect of this application, including the availability of any features of our website, applications & services, at any time without notice or liability.

In no event shall “The Monk Protocol” Websites, nor its directors, employees, agents, partners, suppliers, or content providers, be liable under contract, tort, strict liability, negligence, or any other legal or equitable theory with respect to the service (i) for any lost profits, data loss, cost of procurement of substitute goods or services, or special, indirect, incidental, punitive, or consequential damages of any kind whatsoever, substitute goods or services (however arising), (ii) for any bugs, viruses, trojans, or the like (regardless of the source of origination), or (iii) for any direct damages.

Software

From time to time, certain applications and software which is the protected work of the Site or its suppliers may be made available for access or download. You are licensed to use the software on a non-exclusive basis only for the purposes for which it is indicated. You may not use the applications or software for any other purpose and may not redistribute, sell, decompile, reverse engineer, disassemble or otherwise deal with the software.

Indemnity

You agree to indemnify and keep indemnified “The Monk Protocol” Websites and its associated services from and against all claims, damages, expenses, costs and liabilities arising in any manner from your entry to and use of the Site, applications & services other than in accordance with these terms and conditions.

Enforceability

If any of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the law, then it shall be severed and deleted from that clause and the remaining terms and conditions shall survive and continue to be binding and enforceable.

“The Monk Protocol” Websites makes no representation that materials on the Site or application are appropriate or available for use at all locations and access to them from regions where their contents are illegal is prohibited. By accessing the Site, application or services you agree to take responsibility for compliance with all local laws applicable in your jurisdiction.

ESCROW SPECIFIC

These Terms of Use (“Terms of Use” or “Agreement”) will function as agreements that set out terms and conditions that will govern your use and participation in an escrow transaction management and services provided on and through TrustMonk.app (the “Services”). By choosing to use the Service, you must also state that you accept these Terms of Use and your intention and agreement to be bound by them. If you do not want to agree to these Terms of Use, you must stop using the Service further. If you agree to these Terms of Use, you will be bound as follows:

1) Definitions – “Account” means (A) the Buyer’s account from which payments for Transactions and related costs will be obtained, (B) Seller’s account for which Transaction payments and other payments will be credited, or (C) Business Broker accounts where Payment transactions and other payments will be credited and/or related fees will be obtained. “Agreement” refers to this Agreement, the current operating rules contained on the Site and the Escrow Transaction Directive. “Transaction Details Screen” means the screen on the Site where the User provides all requested information relating to the Transaction. “Escrow Instruction” or “General Instruction” means documents on the Site that contain the terms agreed on the Transaction Details screen, as well as other terms and conditions of the escrow transaction including these Terms of Use. “User” means the Buyer, Seller, and Broker who participates in a Transaction. “Site” refers to the website for the Service which can be found on TrustMonk.app. Capitalized terms not defined here will have the same meaning as those specified in the General Escrow Instruction.

2) Service Description – Service is an Internet-based escrow smart contract transaction creation service conducted by TrustMonk.app, The Monk Protocol, a DAO – acts as a (SAAS) Software as a Service provider for the creation of unique blockchain-based escrow smart-contracts. The Service of which is intended to give users the ability to facilitate the creation of their own (user-owned, user-created, user-managed) blockchain-based escrow transactions, based on the provisions of this Agreement, Site and Transaction Escrow Instructions in effect. TrustMonk does not touch, handle, manage, receive or distribute “user” funds in any manner.

3) Limitation on Services – Services are only available for goods that are legal and goods that are not excluded by Section 4 below. Limitations to the Service may apply and can be found on the Site or in the General Escrow Instruction or Transaction Escrow Instruction. Only registered users of TrustMonk.app and or its third-party Business Partners can use the Service on the TrustMonk.app platform. To register, you must provide all the necessary information requested on the Site. If you are accessing the TrustMonk service via a third-party service provider, you agree to be bound by these Terms of Use, as well as any legal agreements said service provider have outlined in their Terms of Use. Applicable state or federal laws and regulations may further limit the Service.

4) Prohibited Transactions – Users may not use the Site or Service in connection with any Transaction that is illegal or involves any illegal goods, or for any illegal purpose; involving obscene material; involving the sale or trafficking of people, involving ammunition or firearms; involving pirated software, DVDs or videos or digital items that violate the copyrighted work; involves illegal drugs or controlled substances; involves ransom and or ransomware scams; involve transactions that directly or indirectly involve people (individuals or entities) with whom the person prohibited from engaging in accordance with export sanctions and controls managed by the Ministry of Finance, Trade and the State of your domiciled Country; or involve transactions that directly or indirectly involve people (individuals or entities) with whom the person prohibited from engaging in accordance with the laws and regulations managed by the Ministry of Finance, Trade and the State of your domiciled Country. Additionally, TrustMonk.app, in its sole discretion, may refuse to complete any Transactions which TrustMonk.app considers to be invalid or carried out by anyone other than you, may violate any law, regulation or regulation, or if TrustMonk.app has a reason which makes sense not to respect him. Each User agrees to indemnify and hold TrustMonk.app free from losses resulting from any use or attempt to use the Services in violation of this Agreement.

5) Payment Refusal – Due to the use and nature of cryptographic currencies, making electronic fund transfers may be limited by your agreement with your financial institution and or by applicable law. The Monk Protocol is not responsible to any User if the TrustMonk.app smart contract does not complete a transaction as a result of these restrictions, or if a financial / exchange institution fails to honour any credit or debit to or from the Account. TrustMonk.app is not responsible to a User in the event an TrustMonk.app smart contract rejects a payment due to user error and or incompetence. TrustMonk.app may post operating rules related to payments on the Site and change these rules from time to time without notice.

6) General Terms of Use – If you arrive at the Site through an entity that is connected and or integrated with TrustMonk.app or vice versa by or through a third party (eg Internet-based auctions, exchanges, or intermediaries that conduct electronic markets and mediate transactions between business), then you authorize these third parties to transfer relevant data to TrustMonk.app to facilitate the Transaction. You represent and guarantee that all information you provide to TrustMonk.app or third parties will be true, accurate and complete. The party who signs this Agreement on behalf of any User represents and guarantees that he is authorized to do so and binds that User and is an individual who is at least eighteen (18) years old. To start and start a Transaction, all Users for a Transaction must register on the Site or the Third Parties Site, agree to all conditions in the General Escrow Directive and agree to the Transaction Escrow Directive as well as these Terms of Use.

7) Buyer Obligations – On the Transaction Details Screen, the Buyer must designate a payment mechanism (eg Bitcoin, Ether, Litecoin, etc.) and the Cryptographic Wallet Address where the purchase price and related costs (except those costs which must be paid by the Seller) will be obtained for deposit to escrow. Depending on the number of Transactions and the currency chosen for the Transaction, the Buyer must send the required funds through a blockchain-based transaction to the unique wallet address listed in the transaction panel. The Buyer authorizes TrustMonk.app and official TrustMonk.app agents to initiate credit or debit transactions, as applicable, to obtain the purchase price and fees to be paid for a Transaction and to initiate any debit or entry or credit reversal, depending on the situation, it may be necessary to correct errors in payments or transfers and to release Buyer’s obligations under Section 19 of this Agreement. Funds received from the Buyer will be deposited into an escrow-based smart contract wallet, created specifically for your transaction, and registered on the appropriate blockchain (“Escrow Account”). Escrow deposits do not generate interest for the Buyer or Seller.

The buyer must notify the Seller about the receipt or non-receipt of the item on the date the item was received, or the Buyer Inspection Period begins. The Buyer must notify Seller about the Buyers acceptance or rejection of goods before the Buyer Inspection Period ends. After receiving notification from the Buyer, that the item has been received, and accepted (electronically signed), the TrustMonk.app smart contract will transfer the payment amount (less, commission fees) to the Seller Account. Fund transfers to the Seller will generally begin within a few minutes from the signed acceptance. If the Buyer has not notified TrustMonk.app about not receiving or rejecting the item during the Buyer Inspection Period, the Buyer authorizes the TrustMonk.app smart contract to send escrowed funds (not including TrustMonk.app fees) to the Seller. The buyer must follow the procedures set out on the Site if the item is rejected.

8) Seller Obligations – On the Transaction Details Screen, each Transaction Seller must designate the Cryptographic Wallet Address where the Transaction payment will be made. Each Seller authorizes TrustMonk.app and its authorized agents to make credit entries to the Seller Account through a smart contract to pay the purchase price, or the applicable balance, and to debit the Seller Account to release Seller obligations. Each Seller in a Transaction will send the items listed or produce the required service as listed in the Transaction Details Screen directly to the Buyer (or Buyers), at the address specified by the Buyer as indicated on the TrustMonk.app website, and with the terms and conditions agreed in the Escrow Transaction Instructions and General Escrow. The seller must use a shipping service that provides shipping confirmation and must provide a tracking number or reference for shipping items to Buyer. The seller permits TrustMonk.app to act as its agent in communicating with the shipping company regarding the shipping notification. If the TrustMonk.app platform does not receive a shipping notification from the Seller within ten (10) calendar days of the notification from the TrustMonk.app notification to the Seller to send the items, the Seller authorizes TrustMonk.app to return the deposited funds (excluding TrustMonk.app fees) For Buyers. In the event of a return of goods by the Buyer, the Seller will notify TrustMonk.app about the receipt of the returned item. Upon receiving notification from the Seller, a five (5) day inspection period from the Seller will commence. If the Seller receives items returned within the inspection period or fails to act during the inspection period, TrustMonk.app will trigger a release of funds (not including TrustMonk.app fees) to the Buyer. If the Seller notifies TrustMonk.app about the non-receipt of items returned within the Seller inspection period, the TrustMonk.app smart contract for the said escrow transaction, will hold the escrow funds pending dispute resolution or take other permitted actions. Notwithstanding anything of the above, if all Users for the Transaction agree to the Transaction Details Screen that no shipments are required, then no party to this Agreement will have obligations under this Agreement concerning shipments.

9) Business Broker Obligations – On the Transaction Details Screen, each Broker of a Transaction must designate a Wallet Address where the Broker Fee payment will be made. Each Broker authorizes TrustMonk.app and its official agents to initiate credit entries to the Broker’s Account to pay Broker commissions and to debit the Broker’s account to release the Broker’s obligations. Each Broker in the Transaction must provide a Buyer email, Seller email, and Transaction details including purchase price, description of the merchandise, inspection period and which party is responsible for Broker and Escrow fees.

Business Clients who are also Brokers for (Third Party Managed Accounts) are solely responsible for any KYC (Know Your Customer) or AML (Anti Money Laundering) requirements necessary by law for the jurisdiction which transactions are taking place. TrustMonk will not be responsible for third party client identification in any way.

Business Clients who are also Brokers for (Third Party Managed Accounts) are solely responsible for the mediation and or dispute management for said Accounts, who access and use the TrustMonk.app system either directly or indirectly via a third-party system. TrustMonk will not be responsible for Third Party Managed Accounts who are unable to settle disputes via their Business Broker.

10) TrustMonk.app Obligations – TrustMonk.app is obliged to perform only tasks that are clearly described in this Agreement and the General Escrow Directive. TrustMonk.app will not be responsible for errors in judgment, for any actions taken or not taken, or for factual or legal errors, except for intentional negligence or intentional errors (subject to limitations in Section 17 below). TrustMonk.app can rely on notifications, requests, chat messages, letters, certificates, agreements, or any other documents intended to be sent or signed by or on behalf of the User indicated as the sender or signer and has no obligation to conduct an investigation or investigation. In the event that TrustMonk.app is unsure about the duties or rights of TrustMonk.app under this Agreement, accept instructions, requests or notices from Users or financial institutions which, in the opinion of TrustMonk.app, contradict one of the provisions of this Agreement, or any disputes that arising in connection with this Agreement or Funds held within a transaction based smart contract, TrustMonk.app may (i) consult with our chosen legal counsel (including our own lawyers) and any action taken or not taken based on the advisor’s advice must be deemed approved by you, or (ii ) does not take any action other than depositing funds in escrow for delivery in accordance with the written agreement of the User, the final decision or award of the arbitrator based on arbitration begins and is carried out in accordance with the General Escrow Instruction or final award which cannot be appealed by the competent court, or (iii) carrying out our duties based on this agreement is for depositing/distributing all funds by means of cryptographic based digital transaction using a blockchain based smart contract with a competent jurisdiction court in accordance with the procedure described in the General Escrow Instruction.

11) Canceling a Transaction – Transactions on the TrustMonk.app platform have three different states (New Escrows, Active Escrows and Closed Escrows). Cancellation of a Transaction differs depending on which state the transaction is in. Escrow Transactions that are in the “New Escrows” state can be deleted/cancelled by the party that started the escrow transaction, once deleted both parties to the transaction will no longer see or have access to the transaction. Escrow Transactions that are in the “Active Escrows and Closed Escrows” state, cannot be deleted. This is due to the smart contract being published to a public blockchain. Once published, TrustMonk.app can no longer delete publically registered smart-contract escrows, due to the nature of blockchain technology. If a transaction is in the “Active Escrows” state but has not received funds, either party to the transaction can choose to hide the escrow transaction within their TrustMonk.app dashboard, but cannot officially cancel and or delete it. If a transaction is in the “Active Escrows” state and has received funds, either party to the transaction can request “Mediation”, starting the process of fund disbursement. Once mediation is complete, either party to the transaction can choose to hide the escrow transaction within their TrustMonk.app dashboard, but cannot officially cancel and or delete it. “Closed Escrows” are fully completed escrow transactions, and cannot be cancelled, deleted or hidden in any way. TrustMonk.app may choose to limit access to a transaction if; TrustMonk.app or an agent of TrustMonk.app suspects illegal activity within a transaction.

12) Questions about Services – You can ask about payments made through the Service with eMailing Customer Support at [email protected]. If you believe that an error has occurred or that your Account or Service has been misused, you agree to email as soon as possible, but no later than forty-eight hours after you learn of the error. When you contact TrustMonk.app, please be prepared to provide your name, TrustMonk.app reference number and email address that you have registered on the TrustMonk.app site.

13) Statements & Verification – You agree that all disclosures and communications regarding this Agreement and the Service will be made via email or on the Site unless the parties make other arrangements as specified in the General Escrow Instruction.

14) Digital Identification – You understand and agree that TrustMonk.app will create, publish and verify digital identification (“Digital ID”) for each User. This Digital ID is attached to every electronic document and email notification received. You agree that your Digital ID is a valid “Electronic Signature.” Please review the General Escrow Instructions for more information on using the TrustMonk.app Digital ID.

15) Fees – Unless otherwise agreed by each User in the Transaction, the Buyer/Seller agrees to pay the appropriate fees for the Services disclosed on the Site when the Escrow Transaction Instruction is agreed to by all such Users, as well as other fees. , including, without limitation, third party service fees (for example, shipping, valuation, inspection, etc.). After payment, TrustMonk.app fees are non-refundable. TrustMonk.app fees may change from time to time at the absolute and absolute discretion of TrustMonk.app. TrustMonk.app is not responsible for payments for sales, use, personal property or other government taxes or levies that are imposed on any goods purchased or sold through the Service or arising from Transactions.

16) Security – TrustMonk.app uses a secure socket layer (“SSL”), a security protocol that provides data encryption, server authentication, and message integrity for connections to the Internet to ensure that the data you provide TrustMonk.app is not sent over the Internet un-encrypted. and can’t be seen by unauthorized people. TrustMonk.app also implements a security system that requires a user ID and password to access your transactions on the Site. You agree not to give your password to other people or entities and protect it from being used or discovered by others.

17) Disclaimers – You expressly agree that your use of the Services is at your sole risk. The Services are provided on a strictly “as is” and “as available” basis. TrustMonk.app MAKES NO WARRANTY WITH REGARD TO THE UNDERLYING TRANSACTION, ANY ITEMS OBTAINED BY YOU THROUGH THE USE OF THE SITE OR THE SERVICES, THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED, TIMELY, OR ERROR FREE.

TrustMonk.app expressly disclaims any and all express and implied warranties, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. TrustMonk.app shall not be liable or responsible for those guarantees, warranties and representations, if any, offered by any Seller of items. No advice or information, whether oral or written, obtained by you from TrustMonk.app or through the Services shall create any warranty not expressly made herein.

You acknowledge and agree that TrustMonk.app does not endorse the website of any third party, or assume responsibility or liability for the accuracy of any material contained therein, or any infringement of third party intellectual property rights arising therefrom, or any fraud or other crime facilitated thereby. In no event will TrustMonk.app be liable for any act or omission of any third party, including, but not limited to, your financial institution, any payment system, any third party service provider, any provider of telecommunications services, Internet access or computer equipment or software, any mail or delivery service or any payment or clearing house system or for any circumstances beyond TrustMonk.app’s control (including but not limited to, fire, flood or other natural disaster, war, riot, strike, terrorism, act of civil or military authority, equipment failure, computer virus, infiltration or hacking by a third party, or failure or interruption of electrical, telecommunications or other utility services).

18) Limitation of Liability – TO THE EXTENT PERMITTED BY APPLICABLE LAW, NEITHER TRUSTMONK.APP OR ITS AFFILIATES WILL BE LIABLE FOR ANY DAMAGES, DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL, RELATED TO THE USE OF THE SITE OR THE SERVICES OR YOUR INABILITY TO USE THE SITE OR THE SERVICES.

19) Termination of Services – TrustMonk.app may suspend or stop your use of the Service at any time, without notice for any reason, at the sole discretion of TrustMonk.app. Unless guaranteed by risks to the security, privacy or integrity of the Service, TrustMonk.app will endeavor to give you prior notice of the suspension or termination of the Service by sending you an e-mail, but TrustMonk.app is not obliged to do so. You will remain responsible for all Transactions that you make through the Service prior to termination, and the performance of your obligations, including but not limited to, delivery of goods and payment of all amounts that you have before termination or termination of your use of the Service. You agree to pay all fees and expenses (including reasonable attorneys fees) that TrustMonk.app may incur for (a) collect the amount you owe under this Agreement, General Escrow Instruction, or Transaction Escrow Instruction or (b) to start arbitration or litigation to resolve disputes between Buyers and Sellers, as provided in the General Escrow Instruction.

20) Non-Transferable Services – You may not transfer this Agreement or Escrow Instructions to any other person or entity. Your right to use the Service will not be sold or transferred to any other person or entity without the prior written consent of TrustMonk.app. TrustMonk.app may set this Agreement with notice to you. Any assignment or transfer that violates this provision will be null and void.

21) Modifications – TrustMonk.app has the right to change this Agreement, or any part thereof, at any time, without prior notice, provided that no changes will apply to the Transaction once the User for the Transaction has agreed to the Transaction. Escrow instructions. You understand that the latest version of this Agreement will be found on the Site.

22) Notifications – Notifications from TrustMonk.app to you will be provided via eMail, or by public posting on the Site. You can contact TrustMonk.app by filling out the customer support form or other email address such as the TrustMonk.app post as the address for notification on the Site in the latest version of the Terms of Use.

23) Indemnification – You agree to indemnify and hold TrustMonk.app, the TrustMonk.app affiliates and each officer, director, shareholder, employee and designated party, harmless from any claims, requests, expenses or damages, including reasonable attorneys’ fees and court fees, arising out of or related to your use of the Service or any violation of this Agreement, rules contained in the Site or Escrow Transaction Instruction, including, but not limited to, payment of TrustMonk.app fees and any fees collected from the organization or reversal or not paying credit or debit entries.

24) Other – In the event of a dispute, claim, question, or disagreement arising out of or relating to, this Agreement or the underlying Transaction, or violation of any of them, you agree to settle the dispute in the manner specified in the General Escrow Directive . This agreement will be governed by the laws of Jersey, Channel Islands. Each dispute must be resolved in accordance with Dispute Resolution and applicable Law / Place provisions from the General Escrow Directive. This agreement in connection with the General Escrow Instructions and the rules contained on this Site constitutes the entire agreement between TrustMonk.app and you relating to the subject matter of this Agreement and supersedes all prior or contemporary understandings, agreements, communications and / or advertising relating to this matter. the. subject matter. If there is a conflict between the terms and conditions of this Agreement, the rules contained on the Site, and / or the General Escrow Instruction, the conflicting provisions stipulated in the General Escrow Instruction will control first, these Terms of Use will control both and the rules contained on the Site will control all three. General Escrow instructions are included here by this reference. The failure of TrustMonk.app to exercise or enforce the rights or conditions of this Agreement will not constitute a waiver of those rights or conditions unless acknowledged and agreed by TrustMonk.app in writing. If there are other provisions or provisions of this Agreement that are invalid, illegal or unable to be enforced by law or public policy, all other terms and conditions of this Agreement will remain in full force and effect as long as the economic or legal substance of the transaction referred to herein is not is affected in any way that materially harms any party in this agreement.

TrustMonk.app may establish this Agreement for current or future affiliated companies and for interested successors. TrustMonk.app may also delegate certain TrustMonk.app rights and responsibilities under this Agreement to independent contractors or other third parties.

If you are a registered Site User, every time you request the Service will constitute your agreement to these Terms of Use, as amended from time to time at TrustMonk.app’s sole discretion, and evidence that you have read, understood and accepted the applicable Terms of Use at that time.